1909 AD
Moody’s credit information on railroad bonds
Money, banking & finance · Crédito, información y mercados de bonos
In 1909 John Moody began offering investors credit information and gradations for railroad bonds. This entry records the development of private credit-information intermediaries, not public regulation of agencies or a guarantee that a rating correctly predicts every default.
Precision, calendar, and review
- Start
- year · no uncertainty qualifier in this record
- Calendar and convention
- Historical-era years; the source calendar is not identified. No conversion of days is assumed.
- Year zero
- The scale goes from 1 BCE to 1 CE without year zero. Changing era names changes labels only.
- Documentary review
- Date not recorded
Reading the date: point event.
Sources
- www.sec.gov (opens in a new tab)
Source provenance and scope
- Publication date
- Pending verification: the source could not be accessed
- Bibliographic date checked
- 2026-09-23
The correspondence between this reference and individual claims has not yet been itemized.
This record is an editorial synthesis. Consult the sources to check claims and their limits. Chronological relationships alone do not establish causation.